Insurance blog for employers and care agencies
Practical, plain-English guides to workers' comp, liability and the rules that apply to your business in California and Illinois. 18 articles, written by our licensed team.

Business Insurance · October 22, 2026
Workers' Comp in Illinois: 2026 Requirements for Employers
Workers' comp in Illinois explained: who must carry it, who can opt out, penalties for going uninsured, and how 2026 rates are set. A plain-English guide for employers.
Business Insurance · October 20, 2026
How Much Is Workers' Comp Insurance? 2026 Costs in California and Illinois

Business Insurance · October 15, 2026
9 Ways to Lower Your Workers' Comp Premium (California and Illinois)

Business Insurance · October 12, 2026
Workers' Comp Insurance for Small Business: A Plain-English Guide (California and Illinois)

Business Insurance · May 25, 2019
RCFE Required to Carry Liability Insurance

Business Insurance · May 25, 2019
Home Health Agencies at Risk for Theft and Fraud

Business Insurance · May 25, 2019
Primer: Workers’ Comp Insurance in California

Business Insurance · May 25, 2019
Do I Need “Hired Auto” and “Non-owned Auto” Insurance?

Business Insurance · May 25, 2019
6 Steps to Prepare for Workers’ Compensation Audits

Business Insurance · May 25, 2019
Affordable Insurance for Health Care and Caregiving

Business Insurance · May 25, 2019
Workers' Compensation Rates Are Rising: What You Should Know

Beneficiaries · February 17, 2019
What to Look For When Choosing International Health Insurance

Accident Insurance · February 17, 2019
What is Accident Insurance?

Accident Insurance · February 13, 2019
Why OFWs Need International Travel Insurance for their Family

OFW · February 13, 2019
Things to Know: SSS for OFWs

Beneficiaries · February 13, 2019
7 Things You Should Know About Agency-Hired OFW Compulsory Insurance

Beneficiaries · February 13, 2019
Types of Insurance OFWs Should Consider for Their Family

Beneficiaries · February 13, 2019
Should OFWs Get Life Insurance?

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