Insurance blog for employers and care agencies
Practical, plain-English guides to workers' comp, liability and the rules that apply to your business in California and Illinois. 26 articles, written by our licensed team.
Business Insurance · November 12, 2026
How Much Is General Liability Insurance? Small Business Costs Explained
How much general liability insurance costs for a small business, what drives the price, why home care agencies pay more, and how to save, with notes for California and Illinois.
Business Insurance · November 10, 2026
Pay-As-You-Go Workers' Comp: How It Works and Who It's For
General Liability Insurance · November 5, 2026
Home Health and Home Care Agency Insurance in California and Illinois: What You Need
Business Insurance · November 3, 2026
Professional Liability vs. General Liability Insurance: What's the Difference?
Business Insurance · October 29, 2026
Workers' Comp for Sole Proprietors and the Self-Employed: Do You Need It? (CA and IL)
Business Insurance · October 27, 2026
Workers' Comp for Independent Contractors and 1099 Workers (California and Illinois)
Workers' Compensation Insurance · October 26, 2026
Home Care Agency Insurance in Grand Rapids and Flint: Kent and Genesee Counties
Workers' Compensation Insurance · October 26, 2026
Home Care Agency Insurance in Metro Detroit: Wayne, Oakland and Macomb Counties
Business Insurance · October 22, 2026
Workers' Comp in Illinois: 2026 Requirements for Employers
Business Insurance · October 20, 2026
How Much Is Workers' Comp Insurance in California and Illinois? 2026 Costs and Rates
Business Insurance · October 15, 2026
9 Ways to Lower Your Workers' Comp Premium (California and Illinois)
Business Insurance · October 12, 2026
Workers' Comp Insurance for Small Business: A Plain-English Guide (California and Illinois)
Business Insurance · May 25, 2019
RCFE Required to Carry Liability Insurance
Business Insurance · May 25, 2019
Home Health Agencies at Risk for Theft and Fraud
Business Insurance · May 25, 2019
California Workers' Comp Requirements: Who Must Carry It and the Penalties for Going Without
Business Insurance · May 25, 2019
Do I Need “Hired Auto” and “Non-owned Auto” Insurance?
Business Insurance · May 25, 2019
6 Steps to Prepare for Workers’ Compensation Audits
Business Insurance · May 25, 2019
Affordable Insurance for Health Care and Caregiving
Business Insurance · May 25, 2019
Workers' Compensation Rates Are Rising: What You Should Know
Beneficiaries · February 17, 2019
What to Look For When Choosing International Health Insurance
Accident Insurance · February 17, 2019
What is Accident Insurance?
Accident Insurance · February 13, 2019
Why OFWs Need International Travel Insurance for their Family
OFW · February 13, 2019
Things to Know: SSS for OFWs
Beneficiaries · February 13, 2019
7 Things You Should Know About Agency-Hired OFW Compulsory Insurance
Beneficiaries · February 13, 2019
Types of Insurance OFWs Should Consider for Their Family
Beneficiaries · February 13, 2019
Should OFWs Get Life Insurance?
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