A family-owned agency, serving clients since 1981
Ray Ramos founded Bliss Marc International in 1981. More than four decades later, the agency is still family-owned and run from Schaumburg, Illinois, helping businesses, healthcare agencies and families across the country find coverage that fits.

Built on one thing: trust
Bliss Marc and our partners have spent decades building relationships with clients and carriers alike. We follow the Golden Rule: treat clients the way we'd want our own family treated, and put their interests first.
Our specialty is commercial insurance for healthcare agencies, including home health, home care, hospice and residential care facilities, along with workers' compensation and liability for small businesses of every kind. Through our sister organization, HOPE International, we also serve overseas Filipino workers, expats and their families with health, life and travel coverage.
Today the business is led by the Ramos family, with Kristy Ramos as Chief Executive Officer and Patty Ramos as Chief Operating Officer, and a team that knows clients by name.
Advice before products
We start with your risks and requirements, then recommend coverage. Our job is to serve your interests, not a carrier's.
Carriers we trust
Our offerings represent respected carriers, many rated A-plus by AM Best and Demotech, and we use our network's buying power for clients with special situations.
Service that stays
When it's time to make a claim, we're there to help you through it. Our team is available for appointments and consultations, and our door is open to every client.
Licensed and accountable
Bliss Marc International Corporation, DBA Bliss Marc Corporation Insurance Agency. California License #0H92044 | Illinois License #100299879.
“Ray Ramos can always be relied upon. He cares about you. He cares about your family.”
See your price in two minutes
Instant workers' comp and liability estimates, with a licensed agent to finish the job.
