California workers' comp class codes
Your class code sets your workers' comp rate, so getting it right is the biggest lever on your premium. Search every California classification by number or job description, then compare real carrier pricing in two minutes.
Type a code like 8810, or a job like “caregiver” or “plumbing.”
Common classes
Searches all 692 California classifications. Not sure which applies? Call 847-767-4504 and we'll help you classify every employee correctly.
How to estimate your premium
Payroll divided by 100, times your class rate, times your experience modification. A home care agency with caregivers in 8827 and office staff in 8810 pays far more for each caregiver dollar than each office dollar, so reporting office payroll in the right class can cut the bill noticeably. The statewide average advisory rate for 2026 is $1.65 per $100 of payroll.
Healthcare and senior care
| Class code | Description |
|---|---|
| 8827(1) | Home care services (non-medical in-home care) |
| 8827(2) | Nursing care in private residences |
| 9070(1) | Residential care facilities for the elderly (RCFE) |
| 9070(3) | Residential care facilities for adults |
| 9085 | Residential care facilities for the developmentally disabled |
| 8823 | Residential care facilities for children |
| 8829 | Skilled nursing and convalescent nursing facilities |
| 9043 | Hospitals, all employees |
| 8834 | Physicians' practices and outpatient clinics |
| 8806 | Work activity or supported employment programs |
| 8831 | Veterinary hospitals and kennels |
Office and professional
| Class code | Description |
|---|---|
| 8810 | Clerical office employees |
| 8871 | Clerical telecommuter employees |
| 8742 | Outside salespersons |
| 8803 | Auditing, accounting or management consulting services |
| 8859 | Computer programming or software development |
| 8741 | Real estate agencies |
Retail, food and hospitality
| Class code | Description |
|---|---|
| 8017 | Retail stores (not otherwise classified) |
| 8006 | Grocery and produce stores |
| 8061 | Convenience stores |
| 8008 | Clothing, shoe and fabric stores, retail |
| 9080 | Restaurants, full service |
| 9083 | Restaurants, fast food or fast casual |
| 9050 | Hotels and motels, all employees |
| 8870 | Fitness instruction programs or studios |
Building, security and auto services
| Class code | Description |
|---|---|
| 9008 | Janitorial services |
| 7721 | Security guard, patrol or private investigation |
| 0042 | Landscape gardening |
| 9015 | Building operation, all other employees |
| 8392 | Parking garages and lots |
| 8393 | Auto or truck body repair and painting |
| 7219 | Trucking firms |
Construction trades (rate depends on hourly wage)
| Class code | Description |
|---|---|
| 5190 | Electrical wiring, employees under $40.00/hour |
| 5140 | Electrical wiring, employees at $40.00/hour or more |
| 5183 | Plumbing, employees under $35.00/hour |
| 5187 | Plumbing, employees at $35.00/hour or more |
| 5403 | Carpentry, employees under $46.00/hour |
| 5432 | Carpentry, employees at $46.00/hour or more |
| 5474 | Painting or wallpaper, employees under $36.00/hour |
| 5482 | Painting or wallpaper, employees at $36.00/hour or more |
| 5552 | Roofing, employees under $33.00/hour |
| 5553 | Roofing, employees at $33.00/hour or more |
Looking for rates? Advisory pure premium rates for every class are published by the WCIRB and approved in the Insurance Commissioner's July 10, 2026 Decision and Order. Class assignment depends on the full classification wording; we'll confirm yours when we quote.
Frequently asked questions
What is class code 8810 in California?
8810 is Clerical Office Employees: staff who work only in an office doing clerical tasks. It's one of the lowest-rated classes, so getting office staff into 8810 instead of a field class can lower your premium significantly.
What class code is home care in California?
8827(1) covers home care services and 8827(2) covers nursing care in private residences. Office staff who never visit clients are usually classified separately under 8810.
Where can I find the rate for my class code?
The WCIRB publishes advisory pure premium rates for every class, approved each year by the California Insurance Commissioner. Those cover expected losses only; insurers add their own expenses and apply your experience modification, so your actual rate varies by carrier. The fastest way to see a real price is to get a quote.
Why do some construction trades have two codes?
California splits several trades by hourly wage. Higher-paid employees fall in a lower-rated class because the same injury costs less per dollar of payroll. Employers must keep payroll records proving the wage.
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