Founder, Bliss Marc International
Ray Ramos
A native of the Philippines, Ramon D. "Ray" Ramos founded Bliss Marc International in 1981 and has more than 40 years of experience in the insurance industry. He has helped thousands of businesses and families across the country find the right coverage, with a particular focus on healthcare agencies and the Filipino community at home and abroad.
- Business insurance
- Healthcare agencies
- International coverage
Articles by Ray Ramos
- 9 Ways to Lower Your Workers' Comp Premium (California and Illinois)October 15, 2026
- Workers' Comp Insurance for Small Business: A Plain-English Guide (California and Illinois)October 12, 2026
- RCFE Required to Carry Liability InsuranceMay 25, 2019
- Home Health Agencies at Risk for Theft and FraudMay 25, 2019
- Primer: Workers’ Comp Insurance in CaliforniaMay 25, 2019
- Do I Need “Hired Auto” and “Non-owned Auto” Insurance?May 25, 2019
- 6 Steps to Prepare for Workers’ Compensation AuditsMay 25, 2019
- Affordable Insurance for Health Care and CaregivingMay 25, 2019
- Workers' Compensation Rates Are Rising: What You Should KnowMay 25, 2019
- What to Look For When Choosing International Health InsuranceFebruary 17, 2019
- What is Accident Insurance?February 17, 2019
- Why OFWs Need International Travel Insurance for their FamilyFebruary 13, 2019
- Things to Know: SSS for OFWsFebruary 13, 2019
- 7 Things You Should Know About Agency-Hired OFW Compulsory InsuranceFebruary 13, 2019
- Types of Insurance OFWs Should Consider for Their FamilyFebruary 13, 2019
- Should OFWs Get Life Insurance?February 13, 2019
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