Workers' comp and liability insurance for care agencies in Solano County
We insure home health agencies, hospices, assisted living and board and care homes, and home care organizations across Solano County, including Vallejo, Fairfield, Vacaville, Benicia, Suisun City and Dixon. Licensed in California (#0H92044), we quote online in about two minutes or by phone, and issue certificates the same business day.
- Minimum wage
- $16.90
- California state minimum for 2026.
- Home health minimum wage
- $23/hr
- Health care worker minimum, July 1, 2026 (SB 525).
- RCFE liability required
- $1M / $3M
- Every RCFE, Health and Safety Code 1569.605.
Coverage for Solano care providers
- Workers' compensation: class 8827(1) for in-home care and 8827(2) for in-home nursing ($2.794 per $100 of payroll), 9070(1) for RCFEs ($5.213), advisory rates for policies starting on or after September 1, 2026
- Professional and general liability, including the $1M / $3M every RCFE and home care organization must carry
- The $10,000 dishonesty bond for home care organizations, and resident cash bonds for RCFEs
- Hired and non-owned auto, abuse and molestation, and employment practices liability
Minimum wages in Solano County
Unless your city adopts its own rate, Solano County employers pay at least the $16.90 state minimum, and licensed home health agencies pay at least the $23 health care minimum wage. Workers' comp is priced on payroll, so these wage floors set your premium. Five full-time caregivers at the $16.90 state minimum is about $175,760 in annual payroll, or roughly $4,911 in advisory pure premium for in-home care and $9,162 for an RCFE, before carrier expenses and pricing.
Licensing offices for Solano County
Assisted living and board and care homes in Solano County are licensed through the CDSS Adult and Senior Care regional office in Santa Rosa (1450 Neotomas Avenue). Home health agencies and hospices work with the CDPH Sacramento district office (3901 Lennane Drive). Home care organizations are licensed statewide by the CDSS Home Care Services Branch in Sacramento.
Two licensing regions, one county
Solano County sits between the North Bay and Sacramento, and its licensing reflects that. Assisted living homes are licensed through the CDSS regional office in Santa Rosa, but home health agencies and hospices are assigned to the CDPH Sacramento district office. If you run both kinds of business, expect to work with offices in two different cities.
Frequently asked questions
Which office licenses RCFEs in Solano County?
The CDSS Adult and Senior Care regional office in Santa Rosa. Home health agencies and hospices in Solano County are assigned to the CDPH Sacramento district office instead.
What workers' comp class applies to caregivers in Solano County?
California uses 8827(1) for in-home care, 8827(2) for in-home nursing and 9070(1) for residential care facilities for the elderly, statewide. Office-only staff may qualify for clerical class 8810.
Do you have an office in Solano County?
Our office is in Schaumburg, Illinois, and we're licensed in California (#0H92044). We serve Solano County agencies online and by phone, with quotes in about two minutes and certificates of insurance the same business day.
Sources: Official minimum wage notices for cities in Solano County; California Labor Commissioner minimum wage and Health Care Worker Minimum Wage FAQs; CDSS Adult and Senior Care regional office list (Sept. 2026); CDPH Licensing and Certification district offices; Health and Safety Code 1569.605; WCIRB classifications 8827 and 9070(1) and September 1, 2026 advisory rates.
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