How to open an RCFE in California
Assisted living communities and board and care homes in California are licensed as residential care facilities for the elderly (RCFEs) by the Department of Social Services. Here is the licensing process in order, with the fees, training and insurance you need before your first resident moves in.

- License fee
- From $495.60
- Initial fee for 1 to 3 beds; $990 for 4 to 6 beds.
- Administrator training
- 80 hours
- At least 60 live, plus a state exam.
- Processing time
- 90–120 days
- CDSS estimate once a complete application is received.
Step 1: Get administrator certification
Every RCFE administrator must be certified before starting work, including an owner who runs the home. The initial program is at least 80 hours, with at least 60 hours live or interactive, followed by an open-book state exam of at least 100 questions taken within 60 days of finishing the course. CDSS charges $100 for the exam and $140 for the certificate application. Certification renews every two years with 40 hours of continuing education, including 8 hours on dementia care.
Step 2: Complete the online orientation
Applicants complete the CDSS pre-licensing orientation online. The fee is $50 plus a $4.85 processing fee, and you have 30 days of access. The orientation certificate goes in your application package.
Step 3: Prepare the home and your plans
- Fire clearance: CDSS sends the request to your local fire authority, so the building must meet fire and life-safety rules for the residents you plan to serve
- Emergency and disaster plan, submitted with the application: 72 hours of self-reliance including power failures, two evacuation sites (one outside the area) and quarterly drills on every shift
- Start-up funds covering at least three months of operating costs, which CDSS reviews along with a credit check
- Insurance quotes, so liability and workers' comp can be bound before you open
Step 4: Submit the application and fee
Mail the application (LIC 200), orientation certificate, administrator certificate and fee to the CDSS Adult and Senior Care Program Centralized Applications Bureau in Sacramento. The initial license fee depends on capacity: $495.60 for 1 to 3 beds, $990 for 4 to 6, $1,486.80 for 7 to 15, $1,980 for 16 to 30 and $2,476.80 for 31 to 49. An annual fee follows each year. CDSS estimates 90 to 120 days to process a complete application, ending with a pre-licensing inspection.
Step 5: Bind insurance before residents move in
- Liability covering injury to residents and guests of at least $1M per occurrence and $3M aggregate (Health and Safety Code 1569.605)
- Workers' compensation for every employee under class 9070(1), including part-time and relief caregivers
- A resident cash bond, starting at $1,000, if you will safeguard residents' money
- Abuse and molestation, property and non-owned auto coverage to round out the program
Step 6: Clear and train your staff
The licensee, administrator and staff with resident contact need Live Scan fingerprint clearances. Direct care staff complete 40 hours of initial training, 20 before working without supervision (including 6 hours of dementia care) and 20 more within four weeks, plus 16 hours of hands-on training. After that, 20 hours every year, including 8 on dementia care. Licensed nurses and CNAs follow a shorter orientation track.
Frequently asked questions
How much does an RCFE license cost in California?
The initial license fee is $495.60 for 1 to 3 beds, $990 for 4 to 6 beds and $1,486.80 for 7 to 15 beds, with higher tiers for larger facilities. Add the $54.85 orientation, $100 administrator exam and $140 certificate application, plus insurance and start-up funds.
How long does it take to get an RCFE license?
CDSS estimates 90 to 120 days after it receives a complete application. Administrator certification, orientation and fire clearance come before or alongside that.
Is a board and care home the same as an RCFE?
Yes. A board and care home serving people 60 and older is licensed as an RCFE, the same license used by larger assisted living communities. The rules and insurance requirement are the same.
Do I have to be the administrator myself?
No. You can hire a certified administrator. If you will run the home yourself, you must complete the certification program and exam first.
Do I need insurance before I open?
Yes. Every RCFE must maintain $1M/$3M liability coverage, and workers' comp is required from your first employee. Inspectors check for proof, so bind coverage before residents move in.
What happens if I operate without a license?
Operating an unlicensed RCFE is a misdemeanor punishable by a fine of up to $2,500, up to a year in county jail, or both. CDSS also assesses a civil penalty of $100 per resident per day.
Sources: California Health and Safety Code sections 1569.185, 1569.40, 1569.485, 1569.605, 1569.616, 1569.625 and 1569.695; 22 CCR 87202 and 87216; CDSS Adult and Senior Care License Application Steps and Administrator Certification pages.
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