For Health Care Business Owners in New Jersey
The State of New Jersey now requires many health care companies to carry liability insurance! If New Jersey’ home health agencies, hospices and residential care facilities do not carry general and professional liability coverage, you are subjecting yourself to lawsuits and crippling costs.
Businesses that fail to carry such insurance are being closed down by lawsuits every day. Your lawyer fees alone are likely to run well over $100,000. In addition, the Department is fining companies Hundreds of Thousands of Dollars for failure to carry worker’s compensation!
The State of New Jersey can fine your company $10,000 every 10 days for not having Worker’s Compensation and will hold you as the owner personally responsible for penalties and costs! Bliss Marc can help you avoid these massive fines and risks at a huge discount!
Home Health Agencies, Home Care Organizations, and Hospice
We can save you money in meeting your New Jersey insurance requirements and help you avoid being sued and shut down! All HHAs, Skilled Nursing Services, and Hospices in New Jersey should now have a general and professional liability insurance policy in the amount of at least one million dollars ($1,000,000) per occurrence and three million dollars ($3,000,000) in the aggregate.
Assisted Living & Comprehensive Personal Care Homes
All licensed assisted living and comprehensive personal care homes in New Jersey should carry liability insurance. One lawsuit and your business could be finished. This can all be avoided by making sure your facility has general property damage, bodily injury, and professional (E&O) liability coverage of $1 Million per claim / $3 Million aggregate. This insurance can be so expensive that you have to close your doors, if a lawsuit doesn’t shut you down first. But Bliss Marc is here to help. We can beat the rates offered by other insurers and help you affordably meet state requirements.
WE CAN SAVE YOU MONEY AND HELP YOU AVOID A STOP ORDER, A FINE, OR HAVING YOUR LICENSE REVOKED!